HWPlan.org - UFCW 227 & Employers Health & Welfare Plan

2020 Annual Enrollment

Benefit Changes

time loss and life/ad&d for all members

Even if you don’t enroll in benefits, you will still have time loss and life/AD&D insurance as long as you remain eligible for benefits. Also new for 2020, part-time members are eligible for Time Loss. Click here to view the new Life Insurance/AD&D amounts and here to view your Time Loss benefits.


increased coverage amounts

The life insurance/AD&D insurance coverage amounts have increased for members, while covered dependents are now also eligible for life insurance.


new medical plans

Medical plans have changed. Based on your hire date and months enrolled in the Plan, you may have the option to choose between Plan A or Plan B. See more information on the Plan A and Plan B options in the Payroll Deductions section below.


Eligible dependent spouses can elect to enroll in a vision, dental and life insurance only ancillary plan for an additional $5 per week if the member elects Plan A or Plan B. Members will continue to have the option to enroll in Ancillary Only Plan benefits (vision, dental, life insurance/AD&D, time loss) for $5 per week if they do not want to enroll in medical/prescription benefits, but no dependents can be added to coverage with the Ancillary Plan.

Member & spouse ancillary Plans


Payroll deductions will change. The rate you pay will be determined by many factors such as your status (Full Time or Part Time) hire date or years of service and what plan option and coverage level you elect. You will see your weekly rate when you enroll online. To view your 2020 Medical Plan Options and Rates now, click on the links below.

Weekly payroll deductions


New specialty drug co-pays and discounted co-pay rates when obtaining a 90-day supply at a retail pharmacy. Click here to view the prescription drug information.

Prescription benefits


These benefits, administered by Avesis and Delta Dental, remain the same.

vision & dental